Our Business Financing Solutions
Whether you need fast cash, flexible credit, or long-term funding, we offer tailored financing solutions to help your business grow. Explore our range of funding options designed to meet your unique needs.
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Merchant Cash Advance (MCA) – Fast Access to Capital
When time is of the essence, a Merchant Cash Advance (MCA) provides a quick and hassle-free way to secure working capital. Designed for businesses with steady revenue, this short-term funding option offers advances based on your monthly earnings—no traditional loan requirements needed.
Fast Approval & Funding – Receive funds as soon as the same day.
Flexible Qualification – Ideal for businesses with low credit scores or limited paperwork.
Use for Any Business Need – Cover payroll, inventory, or unexpected expenses.
Requirements:
3+ months in business
$5,000+ monthly revenue
No major unsatisfied credit judgments
Term Loans – Flexible Funding for Established Businesses
For businesses seeking structured, medium-term financing, our Term Loans offer capital with repayment terms between 12 months and 5 years. This option is ideal for growing businesses that need reliable funding without the lengthy approval process of traditional banks.
Quick Processing – Receive funds in as little as 5-7 days.
Higher Loan Amounts – Best for businesses with stable revenue.
Competitive Terms – Longer repayment windows than short-term loans.
Requirements:
3+ months in business
$20,000+ monthly revenue
580+ credit score (higher if no physical business location)
Long-Term Funding – Low Rates for Established Businesses
For businesses that prioritize stability and cost-effective financing, Long-Term Funding provides bank-like loans, including SBA 7(a) loans, with terms of 5+ years and some of the lowest available rates.
Lower Interest Rates – More affordable than short-term loans.
Best for Expansion & Growth – Great for large investments and business scaling.
Strict Requirements, Big Rewards – Ideal for businesses that qualify for bank loans.
Requirements:
2+ years in business
$50,000+ monthly revenue
675+ credit score
Business Line of Credit – Ongoing, Flexible Funding
A Business Line of Credit works like a credit card, allowing you to withdraw funds as needed while only paying interest on what you use. As you repay, your credit line replenishes—offering continuous access to working capital.
Fast Funding in 2-4 Days – Get approved and access funds quickly.
Great for Inventory & Cash Flow – Ideal for businesses with ongoing funding needs.
Revolving Credit – Withdraw funds multiple times as needed.
Requirements:
1+ year in business
$50,000+ monthly revenue
700+ credit score
Equipment Financing – Get the Tools You Need
Need new equipment to grow your business? Equipment Financing allows businesses to lease or finance essential tools, whether replacing old equipment or making new investments.
Fast Approval – Funding available in as little as 24 hours.
Flexible Terms – Choose financing or leasing options with repayment periods of 12-60 months.
Great for Startups & Established Businesses – Approval available for startups with strong credit.
Requirements:
580+ credit score for existing businesses
680+ credit score for startups with a mortgage on file
Business Paydex score of 70+ (for business credit consideration)
Invoice Factoring – Turn Unpaid Invoices into Cash
If your business struggles with slow-paying clients, Invoice Factoring helps you access funds upfront by selling outstanding invoices. This is ideal for B2B or government contracts with net-30, net-60, or net-90 payment terms.
Get Paid Immediately – No more waiting for invoice payments.
Not Based on Your Credit – Approval is based on the strength of your invoices.
Reliable Cash Flow – Maintain liquidity while waiting for client payments.
Requirements:
Business-to-business (B2B) or government invoices only
3+ months of bank statements
Previously completed and paid invoices
Asset-Based Financing – Secure Capital Using Collateral
For businesses with valuable assets, Asset-Based Financing provides funding based on real estate or other collateral. This can be an effective option for companies that may not qualify for other loan types but need a large capital infusion.
Quick Access to Cash – Faster than traditional real estate-backed loans.
Borrow Against Your Equity – Unlock funding tied up in your business assets.
Ideal for Larger Investments – Use funds for expansion, payroll, or operational expenses.
Requirements:
580+ credit score
At least 70% equity available in real estate property
Documentation of all owned properties and values
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